Claims Adjuster Job Description

Hiring the right talent starts with nailing the basics—and it doesn’t get more basic (or more important) than your job description. This blog focuses on creating the perfect Claims Adjuster Job Description to help you attract qualified candidates and reduce time-to-hire.

Let’s dive into why a strategic JD can revolutionize your hiring funnel, and how our free template can save you time, ensure compliance, and deliver candidates who are actually the right fit.

Why Claims Adjuster Descriptions Make or Break Your Hiring

“75% of candidates reject roles due to vague job descriptions.” This stat says it all. If your Claims Adjuster job description isn’t clear, compelling, and complete, you’re missing out on top-tier candidates.

A well-structured JD acts as more than a hiring tool—it’s a branding asset. It reflects your organization’s professionalism, team culture, and values.

Chief Financial Officer (CFO) Job Description Template

Job Title: Claims Adjuster

Department: Insurance/Claims Department

Reports to: Claims Manager or Senior Claims Adjuster

Summary:

[Company Name] is seeking a detail-oriented and empathetic Claims Adjuster to investigate insurance claims, determine policy coverage, and negotiate settlements. This role requires analytical skills, emotional intelligence, and a commitment to client satisfaction.

As a Claims Adjuster, you will evaluate damage or loss, communicate with policyholders, and ensure claims are processed fairly and efficiently. You will also serve as the key liaison between the client, legal teams, and third-party vendors.

Roles & Responsibilities:

Your day-to-day responsibilities will revolve around claim investigation, assessment, and resolution.

  • Review insurance claims to determine coverage and liability
  • Conduct field inspections or request documentation to assess damages
  • Interview claimants, witnesses, and involved parties
  • Collaborate with attorneys, repair shops, and medical professionals
  • Calculate settlement amounts based on investigative findings
  • Maintain detailed records of claims, communications, and payments
  • Ensure compliance with insurance regulations and company policies
  • Recommend claim denials or adjustments where applicable
  • Provide regular updates to policyholders and internal stakeholders

Requirements:

Here’s what you should look for in your ideal Claims Adjuster candidate:

  • Bachelor’s degree in Business, Insurance, or a related field
  • Minimum 2–3 years of experience in claims adjustment
  • Knowledge of insurance laws and claim processes
  • Excellent negotiation and communication skills
  • Proficiency in claims management software and MS Office Suite
  • Strong analytical and problem-solving skills
  • Valid adjuster license (as per state requirements)

FAQs About Claims Adjuster Job Descriptions

A Claims Adjuster is a professional responsible for evaluating insurance claims to determine liability, assess damages, and negotiate fair settlements. They work closely with policyholders, insurers, and third parties to ensure accurate claim resolution.

The role of a Claims Adjuster involves verifying insurance claims, investigating damages, interacting with claimants, and finalizing settlements. They also coordinate with legal teams and ensure regulatory compliance.

Common duties include:

- Reviewing and verifying claim information

- Inspecting property damage or gathering documentation

- Communicating with all involved stakeholders

- Calculating payouts and submitting recommendations

For related tasks like monitoring leave records and employee disputes, using tools like Leave Management Software can help maintain operational accuracy.

Key skills include:

- Strong investigative skills

- Empathy and communication

- Analytical thinking

- Legal and regulatory knowledge

- Familiarity with software like Employee Management and Payroll Software for claims involving worker compensation

Using an ATS/Recruitment Software allows you to pre-screen candidates, manage applications, and filter by skills—helping you reduce time-to-hire and hire smarter.

Book Free Trial Now!

Index